Digital Lending Disclosures



Digital lending products

Kredito24 offers instant personal loans ranging from ₹1,000 to ₹40,000, with a repayment period of up to 180 days.


Digital Lending App

Digital Lending App: Kredito24, https://kredito24.in.

Reported to RBI's CIMS portal by North East Hire Purchase Co India Pvt Ltd, filing no. 10774649, filed 11-06-2025.

Reported to RBI's CIMS portal by GSD Trading And Financial Services Pvt. Ltd, filing no. 11791995, filed 18-08-2026.

Reported to RBI's CIMS portal by Asomi Finance Private Limited, filing no. 11715759, 11710972, filed 01-04-2026.


Lending Service Provider

Kredito24 is operated by Tecazoid Innovations Private Limited, acting as a Lending Service Provider (LSP) for North East Hire Purchase Co India Pvt Ltd. As LSP, Kredito24 performs the following functions on behalf of the NBFC: customer acquisition through digital platforms, initial assessment of applications, loan servicing, interaction with borrowers. All credit decisions, loan sanction and disbursement are made solely by the NBFC.


Kredito24 is operated by Tecazoid Innovations Private Limited, acting as a Lending Service Provider (LSP) for GSD Trading And Financial Services Pvt. Ltd. As LSP, Kredito24 performs the following functions on behalf of the NBFC: customer acquisition through digital platforms, initial assessment of applications, loan servicing, interaction with borrowers. All credit decisions, loan sanction and disbursement are made solely by the NBFC.


Kredito24 is operated by Tecazoid Innovations Private Limited, acting as a Lending Service Provider (LSP) for Asomi Finance Private Limited. As LSP, Kredito24 performs the following functions on behalf of the NBFC: customer acquisition through digital platforms, initial assessment of applications, loan servicing, interaction with borrowers. All credit decisions, loan sanction and disbursement are made solely by the NBFC.


NBFC partners

Lending partner: North East Hire Purchase Co India Pvt Ltd, CIN U64990AS1995PTC004580, registered address: 205A, 1st Floor, Sri Ram Market, Chatribari, Guwahati G.P.O., Kamrup, GMC, Assam, India, 781001, website: north-east.in.

Lending partner: GSD Trading And Financial Services Pvt. Ltd, CIN U65923GJ1993PTC071314, registered address: FF 83, 3rd Floor, Samruddhi Bhavan, Opp. Bombay Petrol Pump, Gondal Road, Rajkot, Gujarat, India, 360002, website: gsdfinancial.in.

Lending partner: Asomi Finance Private Limited, CIN U67120AS1995PTC004409, registered address: Asomi Campus, H/No 32A, B R Deka Path, NH-37 Bypass, Jalukbari, Guwahati, Kamrup, Assam, India, 781014, website: asomi.in.


Grievance redressal

We aim to acknowledge and resolve all complaints within 30 days of receipt. Nodal Grievance Redressal Officer: Pratap Singh, +91 7428658811, grievance@kredito24.in. If your complaint is not resolved to your satisfaction, or you do not receive a response within 30 days, you may escalate it to the Reserve Bank of India through the Complaint Management System (CMS): cms.rbi.org.in or the Sachet Portal: sachet.rbi.org.in.


Default Loss Guarantee

If a Default Loss Guarantee (DLG) arrangement is in place, monthly portfolio-wise DLG details are published here within 7 working days of month-end. If not applicable, this section states that Kredito24 does not currently operate under a DLG arrangement.


Privacy Policy

Privacy Policy: https://kredito24.in/page/privacy-policy